Under contract-accepting backup offers. Charming 3-Bedroom Home in Bartow — No HOA! Welcome to this excellent 3-bedroom, 2-bath home located in the heart of Bartow, just minutes from Winter Haven and Lakeland. Enjoy the convenience of nearby shopping, dining, and entertainment, all while living in a peaceful, spacious setting. Step inside to find a large family room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The well-designed kitchen offers plenty of counter space and storage, along with an indoor laundry area for added convenience. The primary suite boasts a generous layout with an en suite bathroom complete with a soaking garden tub, creating the perfect retreat. Two additional bedrooms share a well-sized full bath, ideal for guests or family. Beautiful laminate wood plank flooring runs throughout the home, offering style and easy maintenance. Sitting on an oversized homesite, this property easily accommodates work trucks, RVs, or additional outdoor storage—no HOA restrictions! Whether you're looking for a primary residence or a prime investment opportunity, this home checks all the boxes.