Located in a USDA eligible ZERO down area. Welcome to 109 S Winter Cir, a charming 2-bedroom, 2-bathroom home located in a quiet and friendly neighborhood in the heart of Avon Park. This inviting property offers comfortable living with a thoughtful layout and easy-care features—perfect for seasonal residents, first-time buyers, or anyone looking to enjoy the relaxed Florida lifestyle. Inside, you’ll find a bright and airy open concept living and dining area, ideal for entertaining or simply unwinding after a long day. The kitchen features ample cabinet space, and a functional layout that makes everyday living a breeze. The spacious primary suite includes a private en-suite bathroom and generous closet space, while the second bedroom is perfect for guests or a home office. Enjoy year-round comfort in the enclosed Florida room—ideal as a reading nook, hobby space, or casual sitting area. Once outside you can enjoy a private setting on your 1/4 acre corner lot! The large lot leaves plenty of space for the included detached shed to store your belongings. Conveniently located near local shops, restaurants, golf courses, and just a short drive to lakes and outdoor recreation. Don’t miss this opportunity to own a lovely home in a peaceful Florida setting—schedule your private showing today!