Take advantage of a price reduction AND 2.75 ASSUMABLE MORTGAGE on this exceptional custom builder-model estate home, now available below market value in the gated community of Tidelands Estates. This rare opportunity allows you to own a luxury home in a prime location at an incredible value. Enter through the gated courtyard and experience the tranquility of a heated saltwater pool area, complete with a private cabana suite—perfect for relaxation or entertaining. Inside, soaring 24-foot ceilings with custom beams create a grand entrance, while the 3,644 sq. ft. of luxury living space includes 5 bedrooms, 4.5 baths, and a spacious loft, seamlessly combining comfort and sophistication. Exquisite Exterior & Design: The meticulously crafted exterior features durable and elegant elements, including vinyl impact windows, 8-foot Masonite impact exterior doors, and solid block construction with a stucco finish. These are coated with Sherwin-Williams Elastomeric paint for long-lasting protection. The flat concrete tile roof, powder-coated aluminum railings, and seamless gutters add style and resilience. Professionally designed, HOA-maintained landscaping, paired with a paver circular driveway and lighting, enhances curb appeal. Additional features include a 2.5-car garage/workshop with epoxy flooring and keypad entry, a Generac transfer switch for generator readiness with a buried 120-gallon LP tank, and HOA-managed irrigation included in low monthly dues. A sealed survey is also provided for added peace of mind. Luxurious Interior Finishes: High-end finishes include 8-foot solid-core custom doors, 10-foot ceilings, luxury vinyl plank flooring in the main living areas, and plush carpeting in the secondary bedrooms. Custom wood 1x6 baseboards, oak railings with iron balusters, and LED recessed lighting elevate the space. The two primary suites feature crown molding, custom closets, and spa-inspired bathrooms with fully tiled showers, 3/8" frameless glass, Moen and Delta plumbing fixtures, and Mirabella toilets with soft-close technology. The chef's kitchen highlights Designer Choice soft-close cabinets with LED lighting, natural quartz countertops, a tiled backsplash, a custom cooktop hood, and a Samsung Smart Appliance package. A frosted glass pantry door with wood shelving adds a stylish touch. Smart & Energy-Efficient Features: The home is equipped with smart technology and energy-efficient upgrades, including vinyl impact windows, power window coverings in the main living area and primary suite, a tankless water heater for the primary suite bath, open-cell foam insulation, Nest thermostats, Ring cameras, Kwikset Smart Key handle sets, and an EV charging station-ready garage. Additional amenities include a linear electric fireplace, a full-house central vacuum system, and a Foresight golf simulator. Exclusive Community & Amenities: Located just 0.8 miles from Palm Coast Marina, this community offers three common-area docks for easy access to the water for boating or jet skiing. Residents can enjoy two pools - one with Intracoastal views, a lap pool, a heated spa, gym, conference room, pool tables, a fully equipped kitchen, tennis and pickleball courts, and a 2-mile walking trail.